5,000 $ in overdraft facilities assigned typically

Overdraft facilities are based on net monthly salary of the customer and must be paid once a month

There is an annual fee for Bank Account

If an account is found in any month, the customer pays interest at the normal rate, days of overdraft charges that were actually used, or at least every month, whichever is greater of money found

All deposits to the customer’s account is automatically added to the outstanding overdraft. If customers use Instant Teller with insufficient credit funds, these funds are automatically included in the withdrawal limit mechanism discovered until Account

If the customer exceeds found that will pay interest

Check is OK, up to the agreed limit, even if the customer has forgotten to check account balance

To avoid this check are given for “NSF” (insufficient funds)

To avoid the customer’s credit record by check “NSF”

To avoid this, the transfer of money from a savings account to cover temporary liquidity shortage